When South African students think of studying abroad, they often look to the UK or USA. But there is a "hidden gem" in the north that offers arguably the best education system in the world, a high quality of life, and a direct pathway to a European career: Finland.

Through NAC Travel's strategic education partnership with Karelia University of Applied Sciences (Karelia UAS), this pathway is now more accessible than ever.

Located in the student-friendly city of Joensuu, Karelia UAS offers the perfect balance of academic excellence and affordable living. Here is your guide to the Finnish Student Residence Permit and why Karelia UAS is the smart choice for 2025.

 

1. The "Residence Permit" (Not Just a Visa)

 

In Finland, if your studies last longer than 90 days, you apply for a Residence Permit for Studies (Type A), not a standard visa. This is a powerful document. It grants you the right to live in Finland, allows you to work up to 30 hours per week (averaged over a year), and offers a clear path to permanent residency after graduation.

 

2. The NAC Travel & Karelia UAS Advantage

 

Admission to Finnish universities can be competitive. However, as our partner institution, Karelia UAS offers distinct advantages for NAC Travel clients:

  • English-Medium Degrees: We assist with direct applications to their International Business, Industrial Management, and Information & Communication Technology bachelor's programs.

  • Affordable Tuition: Unlike the soaring costs in the US, Karelia’s tuition is approximately €9,000 – €10,000 per year.

  • Scholarship Opportunities: Karelia UAS offers an "Early Bird" discount (often 10-20% off the first year) and performance-based scholarships that can cover up to 30% of tuition in subsequent years if you maintain good grades and learn basic Finnish.

 

3. The Financial Requirement: No "Blocked Account" Needed

 

Unlike Germany, which requires a strict "Blocked Account," Finland’s financial rules are more flexible but still rigorous.

To obtain your residence permit, you must prove you have €6,720 - €9,600 in your own personal bank account for your first year of living costs.

  • The Magic Number: The Finnish Immigration Service (Migri) generally requires €800 per month (approx. R15,000) at your disposal.

  • Bank Statement: You must provide a bank statement in your name (not a parent's) showing these funds are available. NAC Travel guides you on how to legally transfer these funds to meet Migri’s standards.

 

4. Health Insurance is Mandatory

 

You cannot use standard travel insurance. You must purchase a private health insurance policy that covers medical costs up to €120,000. Popular approved providers for international students include Swisscare or SIP. This must be active before you arrive.

 

5. The Application Process: "Enter Finland"

 

The application is digital but requires a physical visit.

  1. Apply to Karelia UAS: We manage your application via the Studyinfo.fi portal during the rolling admission or joint application periods (typically January).

  2. Acceptance: Once you receive your official Notification of Admission from Karelia, we accept the study place electronically.

  3. Enter Finland: We create your profile on the Enter Finland e-service, upload your acceptance letter, bank statements, and insurance.

  4. Biometrics: You must visit a VFS Global centre in South Africa (Pretoria or Cape Town) to have your fingerprints taken and identity verified.

 

How NAC Travel Gets You to Joensuu

 

Studying in Finland is a life-changing decision, but the paperwork is precise. The student team at study.nac-travel.org ensures you don't miss a step.

  • Entrance Exam Prep: Admission often requires passing an online "International UAS Exam." We provide resources and guidance to help you ace the interview and written sections.

  • Residence Permit Management: We review your bank statements to ensure they meet the €800/month threshold and help you secure the correct health insurance policy.

  • Arrival Support: From booking your flights to advising on student housing in Joensuu, we ensure you settle in smoothly.

Finland is calling. Let NAC Travel and Karelia UAS be your bridge to a Nordic future.